Our Services

Complete suite of digital banking services to help you serve your customers better and earn more.

Banking Services

Offer essential banking services to your customers right from your shop.

AEPS (Aadhaar Banking)

Enable customers to withdraw cash, check balance, and get mini statements using just their Aadhaar number and fingerprint. No bank card required.

  • Cash Withdrawal
  • Balance Enquiry
  • Mini Statement
  • Aadhaar Pay
Earn up to ₹8 per transaction

Domestic Money Transfer

Send money instantly to any bank account across India. Real-time confirmation with competitive rates and high success ratio.

  • IMPS Transfer (Instant)
  • NEFT Transfer
  • All Banks Supported
  • 99.9% Success Rate
Earn up to ₹15 per transaction

Micro ATM

Turn your shop into a mini ATM. Allow customers to withdraw cash using their debit cards without visiting a bank.

  • Card-based Withdrawal
  • Balance Check
  • All Bank Cards
  • Secure Transactions
Earn up to ₹10 per transaction

Bill Payments & Recharge

Comprehensive bill payment and recharge solutions for all your customers' needs.

BBPS Bill Payments

Pay all utility bills through integrated Bharat Bill Payment System. Electricity, water, gas, broadband and more.

  • Electricity Bills
  • Water Bills
  • Gas Bills
  • Broadband & Landline
  • Insurance Premium

Mobile & DTH Recharge

Instant recharge for all telecom operators and DTH service providers with attractive margins.

  • All Mobile Operators
  • DTH Recharge
  • Data Cards
  • FASTag Recharge

EMI & Loan Collection

Collect EMI payments for major banks and NBFCs. Help customers pay their loan installments conveniently.

  • Personal Loan EMI
  • Home Loan EMI
  • Vehicle Loan EMI
  • Credit Card Bills

Value Added Services

Expand your service offerings with these high-margin value added services.

PAN Card Services

Apply for new PAN cards, corrections, and reprints with quick processing and doorstep delivery.

  • New PAN Application
  • PAN Correction
  • PAN Reprint
  • e-PAN Download
Earn up to ₹50 per application

Travel Booking

Book train tickets, flights, buses and hotels for your customers with competitive pricing and instant confirmation.

  • IRCTC Train Tickets
  • Flight Booking
  • Bus Tickets
  • Hotel Booking

Insurance Services

Offer various insurance products to your customers and earn attractive commissions on each policy.

  • Health Insurance
  • Life Insurance
  • Motor Insurance
  • Personal Accident

Account Opening

Help customers open savings accounts with our partner banks. Paperless process with instant account activation.

  • Savings Account
  • Current Account
  • Digital KYC
  • Instant Activation

Government Services

CSC services including Aadhaar enrolment, voter ID, passport assistance and various government scheme applications.

  • Aadhaar Services
  • Voter ID
  • Passport Assistance
  • Govt. Schemes

Loan Services

Facilitate personal loans, business loans and credit products through our NBFC partners with quick approval.

  • Personal Loan
  • Business Loan
  • Gold Loan
  • Quick Approval

How Much Can You Earn?

Your earnings depend on transaction volume. Here's what our partners typically earn.

₹30K
Starter Partner

100 transactions/day

₹75K
Active Partner

300 transactions/day

₹1.5L
Power Partner

500+ transactions/day

₹5L+
Distributor

Team earnings included

Ready to Offer These Services?

Join JointPay today and start earning from day one. No investment required!