JointPay Merchant Integration Terms and Conditions
The User Registration Form, E-Sign Consent, Terms and Conditions, along with our Privacy Policy and Chargeback Policy (collectively referred to as the "Agreement") set forth the terms and conditions governing your access to and use of the services ("Services") provided by Rajkamal recharge private limited.
This Agreement constitutes a legally binding contract between you — the user of the platform (whether acting as a buyer, seller, or service partner) — and Rajkamal recharge private limited (“we”, “us”, or “our”), outlining your rights and responsibilities while using our platform or APIs.
Throughout this Agreement, the terms "User", "you", and "your" refer to any person or entity using our Services, whether as a buyer, seller, or any other permitted role, as applicable.
🔒 IMPORTANT NOTICE
This document is a critical legal agreement that you must read carefully before choosing to use any services provided by Jointpay. It forms the foundation of your relationship with us and outlines your responsibilities, rights, and associated risks when using our platform.
We strongly advise you to review the full terms of this Agreement, along with all linked policies (including the Privacy Policy, Chargeback Policy, and Terms of Use), before proceeding. This Agreement also explains how to use Jointpay’s services securely and highlights specific risks involved in online financial transactions.
You are solely responsible for understanding and complying with all laws, rules, and regulations applicable in your jurisdiction in connection with your business and your use of Jointpay’s API Services.
✅ Acceptance of Terms
By clicking the “Accept” button, registering, integrating our APIs, or using any part of the Jointpay platform or services, you expressly agree to be bound by this Agreement and all its terms and conditions.
If you do not agree with any part of the Agreement, you must click “Decline.” Jointpay will then cancel any ongoing onboarding, and you will not be permitted to access or use any part of the service.
📝 Contract Validity and Activation
This Agreement will be considered valid and binding only after:
You submit all required user/business information;
Jointpay completes its due diligence and verification;
A formal confirmation is sent to you from Jointpay, notifying you that onboarding is complete.
📍 Jurisdiction and Place of Execution
This Agreement shall be considered accepted and legally executed at the registered office of Jointpay, located at:
Mehadiya pandari mustarka patti pratapgarh, Uttar Pradesh, 230135
1. Account Registration
To use JointPay services, you must register with accurate, complete, and updated information. Providing false or misleading details may lead to suspension or termination of your account. You're responsible for keeping your login details secure.
2. User Responsibilities
You must not upload or share illegal, harmful, or unauthorized content.
You agree to use the services legally and ethically, and only through the authorized JointPay interface.
Any misuse of services (like bots, scripts, or hacking) is strictly prohibited.
You cannot resell or duplicate our services without written permission.
3. Content & Data Usage
By sharing your data or content on JointPay, you grant us the right to use it for service operations, compliance, and improvement.
We may store and share data with regulatory bodies as required by law.
Offensive or inappropriate content may be removed without notice.
4. Communication
By using JointPay, you agree to receive updates and notifications from us via email or the app.
5. Age & Eligibility
You must be 18+ years old or a legally recognized entity to use JointPay. Non-resident users must comply with Indian laws and their local laws, taking full responsibility for any legal implications.
6. Intellectual Property
All content on JointPay (text, logos, media, etc.) belongs to us or our partners. You may not reuse or modify any content without permission.
7. Liability
You’re solely responsible for the content you share and any actions taken through your account. JointPay is not liable for losses caused by misuse or unauthorized access.
JointPay – Security, Prohibited Services & Legal Policy (Simplified Terms)
🔐 Security Guidelines
Do not try to access unauthorized data or accounts.
Do not hack, scan, test vulnerabilities, or attack our system.
Do not send spam, viruses, or flood our network.
Any such activities may lead to account suspension, legal action, and reporting to authorities.
🚫 Prohibited Services & Transactions
You are not allowed to use JointPay for any services related to:
Adult content, escort services, or pornography.
Alcohol, tobacco, or drugs (including marijuana & paraphernalia).
Weapons, explosives, or dangerous materials.
Fake documents like IDs, licenses, diplomas.
Pirated software, music, videos, or counterfeit products.
Gambling, betting, lottery, or online casinos.
Hacking tools, illegal software, and copyright circumvention.
Offensive content, hate speech, or materials promoting violence.
Endangered species or related products.
Unverified medicines, miracle cures, or health scams.
Cryptocurrency trading, virtual currency exchanges, and money laundering.
Get-rich-quick, MLM, pyramid schemes, or work-from-home scams.
Spam tools, mailing lists, or unsolicited marketing.
Any activity banned by Indian law, TRAI, or government regulation.
➡️ Note: This list is not exhaustive and may change without prior notice.
🌐 Third-party Links
JointPay is not responsible for content or risks on third-party websites linked from our platform.
Linking to JointPay without written permission is prohibited.
💻 System Requirements
JointPay doesn’t guarantee compatibility with all browsers or systems.
Users are responsible for using updated, compatible devices to access services.
🧠 Intellectual Property
All content (text, logos, code, graphics) on JointPay is owned by Tapits Technologies.
You cannot reuse, copy, or distribute anything from JointPay without written permission.
🔒 Confidentiality
If you access any sensitive information (like internal systems, customer data, or business strategies), you must:
Keep it secure and confidential.
Never share it without written approval.
Ensure your systems do not store card or sensitive user data.
Exceptions apply only if:
The data is already public or lawfully obtained from other sources.
Required by law with prior notice to us.
If any breach occurs, inform us immediately. We may take legal action if needed.